{"id":89138,"date":"2021-12-17T12:11:15","date_gmt":"2021-12-17T12:11:15","guid":{"rendered":"https:\/\/capitalcare.es\/preguntes-frequents\/"},"modified":"2022-06-14T16:08:05","modified_gmt":"2022-06-14T16:08:05","slug":"preguntes-frequents","status":"publish","type":"page","link":"https:\/\/capitalcare.es\/ca\/preguntes-frequents\/","title":{"rendered":"Preguntes freq\u00fcents"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;100&#8243; back_image=&#8221;88721&#8243; parallax=&#8221;yes&#8221; kburns=&#8221;yes&#8221; overlay_color=&#8221;color-159012&#8243; overlay_alpha=&#8221;45&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;272531&#8243; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;1&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;166704&#8243;][vc_custom_heading heading_semantic=&#8221;h1&#8243; text_font=&#8221;font-160670&#8243; text_size=&#8221;h3&#8243; text_weight=&#8221;600&#8243; text_height=&#8221;fontheight-357766&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;800&#8243; mobile_visibility=&#8221;yes&#8221; uncode_shortcode_id=&#8221;197764&#8243;]CAPITALCARE[\/vc_custom_heading][vc_custom_heading heading_semantic=&#8221;h1&#8243; text_size=&#8221;fontsize-445851&#8243; text_weight=&#8221;500&#8243; text_height=&#8221;fontheight-357766&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;400&#8243; uncode_shortcode_id=&#8221;148152&#8243;]Preguntes freq\u00fcents[\/vc_custom_heading][vc_empty_space empty_h=&#8221;2&#8243;][vc_icon icon=&#8221;fa fa-arrow-down2&#8243; background_style=&#8221;fa-rounded&#8221; size=&#8221;fa-2x&#8221; icon_automatic=&#8221;yes&#8221; shadow=&#8221;yes&#8221; css_animation=&#8221;alpha-anim&#8221; animation_delay=&#8221;1200&#8243; link=&#8221;url:%23faqs&#8221; uncode_shortcode_id=&#8221;173022&#8243;][\/vc_icon][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;143900&#8243; back_color_type=&#8221;uncode-palette&#8221; row_name=&#8221;faqs&#8221;][vc_column column_width_percent=&#8221;70&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;101897&#8243;][vc_custom_heading text_weight=&#8221;700&#8243; sub_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;103941&#8243;]Empreses assessorament financer[\/vc_custom_heading][vc_accordion typography=&#8221;yes&#8221; sign=&#8221;plus&#8221; active_tab=&#8221;0&#8243;][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Qu\u00e8 \u00e9s una EAFI?&#8221; tab_id=&#8221;1636362152-1-76&#8243; slug=&#8221;Que es una EAF?&#8221;][vc_column_text uncode_shortcode_id=&#8221;186412&#8243;]\u00c9s una empresa d&#8217;assessorament financer regulada per la CNMV des del 2008 en el marc de les empreses de serveis d&#8217;inversi\u00f3. T\u00e9 com a objecte social exclusiu prestar un servei d&#8217;assessorament en mat\u00e8ria d&#8217;inversi\u00f3, ent\u00e8s aquest com la realitzaci\u00f3 de recomanacions personalitzades a clients sobre instruments financers, estructuraci\u00f3 de capital i altres serveis en relaci\u00f3 amb fusions i adquisicions.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Qui t\u00e9 autoritzaci\u00f3 per assessorar a Espanya?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;Quien tiene autorizaci\u00f3n para asesorar en Espa\u00f1a?&#8221;][vc_column_text uncode_shortcode_id=&#8221;489777&#8243;]Nom\u00e9s les Empreses de Serveis Financers (EAF&#8217;s, Ag\u00e8ncies i Societats de Valors i Bancs). Totes elles hauran de trobar-se inscrites al registre de la Comissi\u00f3 Nacional del Mercat de Valors.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Estan regulades les EAF?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;Est\u00e1n reguladas las EAF?&#8221;][vc_column_text uncode_shortcode_id=&#8221;100255&#8243;]S\u00ed, estan regulades per la Llei del Mercat de Valors, pel RD 217\/2008 sobre r\u00e8gim jur\u00eddic de les empreses serveis d&#8217;inversi\u00f3 i per la Circular 10\/2008 de la CNMV, la qual ofereix informaci\u00f3 estad\u00edstica i magnituds principals de les EAFI .[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Quins avantatges t\u00e9 treballar amb una EAF?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfQu\u00e9 ventajas tiene trabajar con una EAF?&#8221;][vc_column_text uncode_shortcode_id=&#8221;618641&#8243;]El principal avantatge que tenen les EAF davant d&#8217;altres figures dins de l&#8217;assessorament financer \u00e9s la seva independ\u00e8ncia. L&#8217;EAF no dep\u00e8n de cap entitat financera i, per tant, no est\u00e0 subjecta a les campanyes comercials o als objectius de venda de producte que tenen els treballadors d&#8217;aquestes entitats. A CAPITAL CARE, ens devem als nostres clients, per la qual cosa farem un assessorament adaptant-nos al producte que tingui l&#8217;Entitat o Entitats que esculli el client, i sempre prioritzant els objectius i necessitats del client.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;CAPITAL CARE \u00e9s una empresa \u201cregulada\u201d, quins avantatges t\u00e9 per a mi?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;CAPITAL CARE es una empresa \u201cregulada\u201d, \u00bfqu\u00e9 ventajas tiene para m\u00ed?&#8221;][vc_column_text uncode_shortcode_id=&#8221;687418&#8243;]En operar sota el format d&#8217;Empresa d&#8217;Assessorament Financer (EAF), CAPITAL CARE \u00e9s una empresa que es troba estrictament regulada per organismes oficials de l&#8217;estat. En particular, CAPITAL CARE es troba supervisat per la Comissi\u00f3 Nacional del Mercat de Valors (CNMV).[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Qu\u00e8 passaria si CAPITAL CARE cess\u00e9s la seva activitat?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfQu\u00e9 ocurrir\u00eda si CAPITAL CARE cesara su actividad?&#8221;][vc_column_text uncode_shortcode_id=&#8221;189258&#8243;]En cas que CAPITAL CARE cess\u00e9s la seva activitat, els teus fons no es veurien afectats. Els diners estan custodiats a l&#8217;entitat on el client tingui els productes i podria retirar-los en qualsevol moment sense costos addicionals.[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;147351&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;70&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;101897&#8243;][vc_custom_heading text_weight=&#8221;700&#8243; sub_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;365356&#8243;]Serveis[\/vc_custom_heading][vc_accordion typography=&#8221;yes&#8221; sign=&#8221;plus&#8221; active_tab=&#8221;0&#8243;][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Qui ha de contractar els productes?&#8221; tab_id=&#8221;1636362152-1-76&#8243; slug=&#8221;\u00bfQui\u00e9n debe contratar los productos?&#8221;][vc_column_text uncode_shortcode_id=&#8221;992844&#8243;]El Client. CAPITAL CARE en ser una Empresa d&#8217;Assessorament Financer no est\u00e0 autoritzat per contractar els productes a nom del Client. Nom\u00e9s assessorem.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Hi ha un termini m\u00ednim de perman\u00e8ncia?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfHay un plazo m\u00ednimo de permanencia?&#8221;][vc_column_text uncode_shortcode_id=&#8221;159722&#8243;]No. Pots cancel\u00b7lar en qualsevol moment els serveis contractats sense cap cost.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;\u00bfCAPITAL CARE revisa els actius financers que ja tinc o que em recomanin?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfCAPITAL CARE revisa los activos financieros que ya tengo o que me recomienden?&#8221;][vc_column_text uncode_shortcode_id=&#8221;199294&#8243;]Efectivament. Si el teu banc o intermediari financer habitual et suggereix subscriure un determinat actiu financer, o simplement t&#8217;ho recomana un amic, pots sol\u00b7licitar la nostra opini\u00f3.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Quin \u00e9s l&#8217;import m\u00ednim que assessoreu?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfCu\u00e1l es el importe m\u00ednimo que asesor\u00e1is?&#8221;][vc_column_text uncode_shortcode_id=&#8221;610138&#8243;]CAPITAL CARE assessora carteres d&#8217;inversi\u00f3 a partir de 100.000\u20ac encara que es poden considerar imports inferiors.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Puc invertir-hi a trav\u00e9s de l&#8217;entitat que vulgui?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfPuedo invertir a trav\u00e9s de la entidad que quiera?&#8221;][vc_column_text uncode_shortcode_id=&#8221;108692&#8243;]Efectivament. Podeu treballar amb l&#8217;entitat que vulgueu.<b><br \/>\n<\/b>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;En cas de cancel\u00b7lar el servei, tinc algun impacte sobre les meves inversions?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfEn caso de cancelar el servicio, tengo alg\u00fan impacto sobre mis inversiones?&#8221;][vc_column_text uncode_shortcode_id=&#8221;211653&#8243;]No, les teves inversions segueixen intactes amb l&#8217;\u00fanica difer\u00e8ncia que ja no rebr\u00e0s recomanacions per part de CAPITAL CARE.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;He de lliurar diners a CAPITAL CARE?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfTengo que entregar dinero a CAPITAL CARE?&#8221;][vc_column_text uncode_shortcode_id=&#8221;185462&#8243;]No. Nosaltres no toquem els seus diners. Els diners estan dipositats a l&#8217;entitat financera que tri\u00efs. Nosaltres assessorem el seu patrimoni financer emetent recomanacions sobre la cartera per optimitzar la rendibilitat ajustada al risc.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Puc retirar els meus diners quan vulgui?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfPuedo retirar mi dinero cuando quiera?&#8221;][vc_column_text uncode_shortcode_id=&#8221;175843&#8243;]S\u00ed. Pots retirar els teus diners quan vulguis, ja sigui parcialment o totalment.[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;196296&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;70&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;101897&#8243;][vc_custom_heading text_weight=&#8221;700&#8243; sub_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;867798&#8243;]Inversions[\/vc_custom_heading][vc_accordion typography=&#8221;yes&#8221; sign=&#8221;plus&#8221; active_tab=&#8221;0&#8243;][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Es garanteix alguna rendibilitat?&#8221; tab_id=&#8221;1636362152-1-76&#8243; slug=&#8221;\u00bfSe garantiza alguna rentabilidad?&#8221;][vc_column_text uncode_shortcode_id=&#8221;568445&#8243;]No, CAPITAL CARE s&#8217;assegurar\u00e0 que les carteres siguin id\u00f2nies, diversificades, eficients per al Client, per\u00f2 no podr\u00e0 garantir cap rendibilitat que vindr\u00e0 marcada per l&#8217;evoluci\u00f3 dels mercats.<b><br \/>\n<\/b>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Com puc veure la posici\u00f3 de les meves inversions?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfC\u00f3mo puedo ver la posici\u00f3n de mis inversiones?&#8221;][vc_column_text uncode_shortcode_id=&#8221;116992&#8243;]Accedint a la teva banca en l\u00ednia de cada banc. A m\u00e9s, des de CAPITAL CARE, us enviem un informe on podeu veure totes les vostres posicions de forma agregada.<b><br \/>\n<\/b>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;He d&#8217;acceptar les propostes realitzades per CAPITAL CARE?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfTengo que aceptar las propuestas realizadas por CAPITAL CARE?&#8221;][vc_column_text uncode_shortcode_id=&#8221;121896&#8243;]Nosaltres fem recomanacions, per\u00f2 ets tu qui tens l&#8217;\u00faltima paraula. El client t\u00e9 la possibilitat de rebutjar o acceptar les propostes presentades.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Es fa un seguiment continu de les meves inversions?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfSe realiza un seguimiento continuo de mis inversiones?&#8221;][vc_column_text uncode_shortcode_id=&#8221;397481&#8243;]S\u00ed, l&#8217;assessorament es fa de manera continuada.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Qui tria els productes financers que conformen les carteres?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfQuien elije los productos financieros que conforman las carteras?&#8221;][vc_column_text uncode_shortcode_id=&#8221;299329&#8243;]L&#8217;equip d&#8217;analistes de CAPITAL CARE \u00e9s qui selecciona els productes que integren les carteres, supervisat pels socis fundadors, que tenen m\u00e9s de 30 anys d&#8217;experi\u00e8ncia al sector financer. Tot aix\u00f2 recolzat amb la tecnologia m\u00e9s avan\u00e7ada per dur a terme aquesta tasca. [\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Quin \u00e9s el criteri de selecci\u00f3 dels fons dinversi\u00f3?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfCu\u00e1l es el criterio de selecci\u00f3n de los fondos de inversi\u00f3n?&#8221;][vc_column_text uncode_shortcode_id=&#8221;686276&#8243;]A CAPITAL CARE triem els millors fons disponibles al mercat amb independ\u00e8ncia de l&#8217;entitat que els gestioni o els comercialitzi. Disposem d\u00b4un robust proc\u00e9s de selecci\u00f3, amb criteris qualitatius i quantitatius, que escull entre 35.000 fons els 10 millors de cada categoria.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;\u00bfQu\u00e8 \u00e9s el meu perfil de risc?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfQu\u00e9 es mi perfil de riesgo?&#8221;][vc_column_text uncode_shortcode_id=&#8221;453435&#8243;]El perfil de risc representa una mesura de la teva capacitat d&#8217;assumir riscos juntament amb la teva propensi\u00f3 a tolerar-los L&#8217;avaluaci\u00f3 del teu perfil de risc individual ens permet establir la tipologia d&#8217;inversions per assegurar-nos que el teu pla estigui optimitzat segons la capacitat financera i emocional de suportar el risc.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Puc traspassar la meva cartera actual de fons d&#8217;inversi\u00f3 a una altra entitat?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfPuedo traspasar mi actual cartera de fondos de inversi\u00f3n a otra Entidad?&#8221;][vc_column_text uncode_shortcode_id=&#8221;598766&#8243;]S\u00ed. Per llei, es poden fer traspassos entre tots els fons d&#8217;inversi\u00f3 que siguin UCITS. Pots traspassar-los f\u00e0cilment des de la teva banca online o sol\u00b7licitant-ho a la teva oficina. T&#8217;acompanyem en tot el proc\u00e9s d&#8217;execuci\u00f3.[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;717602&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;70&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;101897&#8243;][vc_custom_heading text_weight=&#8221;700&#8243; sub_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;324832&#8243;]Legal i fiscal[\/vc_custom_heading][vc_accordion typography=&#8221;yes&#8221; sign=&#8221;plus&#8221; active_tab=&#8221;0&#8243;][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;\u00bf\u00c9s obligatori la realitzaci\u00f3 del Test d&#8217;Idone\u00eftat?&#8221; tab_id=&#8221;1636362152-1-76&#8243; slug=&#8221;\u00bfEs obligatorio la realizaci\u00f3n del Test de Idoneidad?&#8221;][vc_column_text uncode_shortcode_id=&#8221;184598&#8243;]S\u00ed, \u00e9s imprescindible per poder definir el perfil al client, i el test s&#8217;haur\u00e0 de revisar almenys una vegada a l&#8217;any.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;S\u00f3n dedu\u00efbles fiscalment les comissions pagades?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfSon deducibles fiscalmente las comisiones pagadas?&#8221;][vc_column_text uncode_shortcode_id=&#8221;729866&#8243;]Per a empreses, s\u00ed. Per a persones f\u00edsiques, no.<\/p>\n<p><b> <\/b>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Quan he de pagar els impostos?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfCu\u00e1ndo tengo que pagar los impuestos?&#8221;][vc_column_text uncode_shortcode_id=&#8221;164073&#8243;]Nom\u00e9s haur\u00e0 de tributar en efectuar una venda, sigui parcial o total. Mentre els teus diners estiguin a l&#8217;actiu financer no haur\u00e0s de pagar cap impost, ni fer cap tr\u00e0mit. El proc\u00e9s de retenci\u00f3 d&#8217;impostos \u00e9s autom\u00e0tic, no requereix cap acci\u00f3 per part seva.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Si necessito la documentaci\u00f3 fiscal, on la puc aconseguir?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;Si necesito la documentaci\u00f3n fiscal \u00bfD\u00f3nde la puedo conseguir?&#8221;][vc_column_text uncode_shortcode_id=&#8221;173601&#8243;]Els documents de transcend\u00e8ncia tribut\u00e0ria relacionats amb les seves inversions els proporciona directament l&#8217;Entitat Financera on t\u00e9 comprats els productes. Si no els has rebut i els necessites no dubtis a posar-te en contacte amb nosaltres i ens posarem en contacte amb el Banc perqu\u00e8 els facilitin.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Puc traspassar la meva cartera actual de fons d&#8217;inversi\u00f3 a una altra entitat?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfPuedo traspasar mi actual cartera de fondos de inversi\u00f3n a otra Entidad?&#8221;][vc_column_text uncode_shortcode_id=&#8221;598766&#8243;]S\u00ed. Per llei, es poden fer traspassos entre tots els fons d&#8217;inversi\u00f3 que siguin UCITS. Pots traspassar-los f\u00e0cilment des de la teva banca online o sol\u00b7licitant-ho a la teva oficina. T&#8217;acompanyem en tot el proc\u00e9s d&#8217;execuci\u00f3.[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;6&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;282102&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;70&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;101897&#8243;][vc_custom_heading text_weight=&#8221;700&#8243; sub_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;382210&#8243;]Costos i incentius[\/vc_custom_heading][vc_accordion typography=&#8221;yes&#8221; sign=&#8221;plus&#8221; active_tab=&#8221;0&#8243;][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Cobra CAPITAL CARE algun incentiu pels productes que em recomana?&#8221; tab_id=&#8221;1636362152-1-76&#8243; slug=&#8221;\u00bfCobra CAPITAL CARE alg\u00fan incentivo por los productos que me recomienda?&#8221;][vc_column_text uncode_shortcode_id=&#8221;110554&#8243;]No, CAPITAL CARE No rep incentius. Si b\u00e9 hem arribat a acords amb determinades entitats perqu\u00e8 els Clients es puguin beneficiar de condicions avantatjoses. Si aquestes entitats paguen incentius, aquests seran tornats al client.<b><br \/>\n<\/b>[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Sobre quin patrimoni s&#8217;apliquen els honoraris?&#8221; tab_id=&#8221;1636362152-2-32&#8243; slug=&#8221;\u00bfSobre que patrimonio se aplican los honorarios?&#8221;][vc_column_text uncode_shortcode_id=&#8221;180947&#8243;]El percentatge dels honoraris es calculen sobre el patrimoni d&#8217;inversi\u00f3 mitj\u00e0 mensual assessorat.<\/p>\n<p><b> <\/b>[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;50&#8243; back_color=&#8221;color-rgdb&#8221; overlay_color=&#8221;color-jevc&#8221; overlay_alpha=&#8221;60&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;887189&#8243; overlay_color_type=&#8221;uncode-palette&#8221; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;75&#8243; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;198145&#8243;][vc_custom_heading text_size=&#8221;h1&#8243; text_weight=&#8221;500&#8243; uncode_shortcode_id=&#8221;885117&#8243; subheading=&#8221;- John Templeton&#8221;]La persona que t\u00e9 totes les respostes ni tan sols ent\u00e9n les preguntes[\/vc_custom_heading][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_height_percent=&#8221;100&#8243; back_image=&#8221;88721&#8243; parallax=&#8221;yes&#8221; kburns=&#8221;yes&#8221; overlay_color=&#8221;color-159012&#8243; overlay_alpha=&#8221;45&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;272531&#8243; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;1&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-89138","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages\/89138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/comments?post=89138"}],"version-history":[{"count":2,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages\/89138\/revisions"}],"predecessor-version":[{"id":89140,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages\/89138\/revisions\/89140"}],"wp:attachment":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/media?parent=89138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}