{"id":89109,"date":"2021-12-17T10:47:03","date_gmt":"2021-12-17T10:47:03","guid":{"rendered":"https:\/\/capitalcare.es\/inversions\/"},"modified":"2022-06-14T10:05:32","modified_gmt":"2022-06-14T10:05:32","slug":"inversions","status":"publish","type":"page","link":"https:\/\/capitalcare.es\/ca\/inversions\/","title":{"rendered":"Inversions"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=\u00bb100&#8243; back_image=\u00bb88550&#8243; parallax=\u00bbyes\u00bb kburns=\u00bbyes\u00bb overlay_color=\u00bbcolor-159012&#8243; overlay_alpha=\u00bb35&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb248319&#8243; overlay_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb60&#8243; position_vertical=\u00bbmiddle\u00bb align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb1&#8243; style=\u00bbdark\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb140640&#8243;][vc_custom_heading heading_semantic=\u00bbh1&#8243; text_font=\u00bbfont-160670&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb600&#8243; text_height=\u00bbfontheight-357766&#8243; css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb800&#8243; mobile_visibility=\u00bbyes\u00bb uncode_shortcode_id=\u00bb275464&#8243;]CAPITALCARE[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh1&#8243; text_size=\u00bbfontsize-445851&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb400&#8243; uncode_shortcode_id=\u00bb666232&#8243;]Inversions[\/vc_custom_heading][vc_empty_space empty_h=\u00bb2&#8243;][vc_icon icon=\u00bbfa fa-arrow-down2&#8243; background_style=\u00bbfa-rounded\u00bb size=\u00bbfa-2x\u00bb icon_automatic=\u00bbyes\u00bb shadow=\u00bbyes\u00bb css_animation=\u00bbalpha-anim\u00bb animation_delay=\u00bb1200&#8243; link=\u00bburl:%23decalogo\u00bb uncode_shortcode_id=\u00bb127971&#8243;][\/vc_icon][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb7&#8243; bottom_padding=\u00bb7&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; top_divider=\u00bbstep_1_2&#8243; bottom_divider=\u00bbstep_1_2&#8243; row_name=\u00bbdecalogo\u00bb uncode_shortcode_id=\u00bb107399&#8243; shape_dividers=\u00bb\u00bb][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb2&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; radius=\u00bbsm\u00bb width=\u00bb1\/2&#8243; uncode_shortcode_id=\u00bb840988&#8243;][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbfontsize-155944&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_lead=\u00bbyes\u00bb sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb329278&#8243; subheading=\u00bbPer obtenir uns resultats satisfactoris i ajustats a les vostres necessitats, \u00e9s important considerar algunes variables.\u00bb]<span class=\"heading-text-highlight \" data-atts='{\"bg\":\"style-color-159012-bg\",\"height\":\"20%\",\"offset\":\"0.25em\",\"opacity\":\"0.25\",\"animated\":\"yes\"}'>Dec\u00e0leg d&#8217;inversions<\/span>[\/vc_custom_heading][\/vc_column][vc_column width=\u00bb1\/2&#8243;][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb853502&#8243; subheading=\u00bbDefinir els objectius d&#8217;inversi\u00f3 a curt, mitj\u00e0 i llarg termini..\u00bb]Objectiu[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb298756&#8243; subheading=\u00bbExaminar totes les opcions abans d&#8217;invertir. Definir la millor estrat\u00e8gia per assolir els objectius.\u00bb]Estrat\u00e8gia[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb135851&#8243; subheading=\u00bbIdentificar el nivell de risc que cal assumir.\u00bb]Perfil de risc[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb201923&#8243; subheading=\u00bbL&#8217;expectativa de rendibilitat est\u00e0 subjecta al nivell de risc assumit. Com m\u00e9s rendibilitat, m\u00e9s risc. &quot;no hi ha duros a 4 pessetes&quot;.\u00bb]Rendibilitat[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb997534&#8243; subheading=\u00bbNo posar tots els ous a la mateixa cistella.\u00bb]Diversificaci\u00f3[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb992428&#8243; subheading=\u00bbBuscar assessorament d&#8217;experts en mercats financers\u00bb]Assessors[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb187389&#8243; subheading=\u00bbVerificar que les entitats a trav\u00e9s de les quals es canalitza la inversi\u00f3 i els possibles assessors, estiguin regulats, siguin solvents i professionals.\u00bb]Seguretat[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb209506&#8243; subheading=\u00bbEntendre la tipologia dels productes financers en qu\u00e8 s&#8217;inverteix, aix\u00ed com els costos impl\u00edcits.\u00bb]Productes Financers[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh3&#8243; text_weight=\u00bb500&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb987666&#8243; subheading=\u00bbRealitzar un seguiment peri\u00f2dic de l&#8217;estat de les inversions\u00bb]Seguiment[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb7&#8243; bottom_padding=\u00bb4&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; top_divider=\u00bbstep_1_2&#8243; bottom_divider=\u00bbstep_1_2&#8243; row_name=\u00bbperfil-de-riesgo\u00bb uncode_shortcode_id=\u00bb535091&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb2&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb0&#8243; style=\u00bblight\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; radius=\u00bbsm\u00bb width=\u00bb1\/2&#8243; uncode_shortcode_id=\u00bb764436&#8243;][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbfontsize-155944&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_lead=\u00bbyes\u00bb sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb140946&#8243; subheading=\u00bbEl perfil de risc dep\u00e8n tant de factors personals com objectius. Per determinar-lo es tenen en compte diversos aspectes\u00bb]<span class=\"heading-text-highlight \" data-atts='{\"bg\":\"style-color-159012-bg\",\"height\":\"20%\",\"offset\":\"0.25em\",\"opacity\":\"0.25\",\"animated\":\"yes\"}'>Perfil de risc<\/span>[\/vc_custom_heading][\/vc_column][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; style=\u00bblight\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/2&#8243; uncode_shortcode_id=\u00bb127497&#8243;][uncode_list larger=\u00bbyes\u00bb icon=\u00bbfa fa-check\u00bb icon_color=\u00bbaccent\u00bb css_animation=\u00bbright-t-left\u00bb animation_delay=\u00bb400&#8243; uncode_shortcode_id=\u00bb181681&#8243; icon_color_type=\u00bbuncode-palette\u00bb]<\/p>\n<h3>Coneixements i experi\u00e8ncia<\/h3>\n<ul>\n<li>Estudis<\/li>\n<li>Treball<\/li>\n<li>Familiaritat amb els mercats<\/li>\n<\/ul>\n<h3>Situaci\u00f3 financera<\/h3>\n<p>[\/uncode_list][uncode_list larger=\u00bbyes\u00bb icon=\u00bbfa fa-check\u00bb icon_color=\u00bbaccent\u00bb css_animation=\u00bbright-t-left\u00bb animation_delay=\u00bb400&#8243; uncode_shortcode_id=\u00bb148761&#8243; icon_color_type=\u00bbuncode-palette\u00bb]<\/p>\n<h3>Objectius d&#8217;inversi\u00f3<\/h3>\n<ul>\n<li>Jubilaci\u00f3<\/li>\n<li>Compra d&#8217;un altre actiu<\/li>\n<li>Estudis fills<\/li>\n<li>Preservar capital<\/li>\n<\/ul>\n<p>[\/uncode_list][uncode_list larger=\u00bbyes\u00bb icon=\u00bbfa fa-check\u00bb icon_color=\u00bbaccent\u00bb css_animation=\u00bbright-t-left\u00bb animation_delay=\u00bb400&#8243; uncode_shortcode_id=\u00bb148324&#8243; icon_color_type=\u00bbuncode-palette\u00bb]<\/p>\n<h3>Horitz\u00f3 temporal<\/h3>\n<ul>\n<li>Curt (menys de 2 anys)<\/li>\n<li>Mitj\u00e0 (entre 2 i 5 anys)<\/li>\n<li>Llarg (m\u00e9s de 5 anys)<\/li>\n<\/ul>\n<p>[\/uncode_list][uncode_list larger=\u00bbyes\u00bb icon=\u00bbfa fa-check\u00bb icon_color=\u00bbaccent\u00bb css_animation=\u00bbright-t-left\u00bb animation_delay=\u00bb400&#8243; uncode_shortcode_id=\u00bb149100&#8243; icon_color_type=\u00bbuncode-palette\u00bb]<\/p>\n<h3>Aversi\u00f3 al risc<\/h3>\n<ul>\n<li>Dorms tranquil amb la teva inversi\u00f3?<\/li>\n<li>Pots suportar caigudes dels mercats?<\/li>\n<\/ul>\n<p>[\/uncode_list][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb4&#8243; bottom_padding=\u00bb3&#8243; back_color=\u00bbcolor-rgdb\u00bb overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb473890&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb100&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb1&#8243; style=\u00bbdark\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb120106&#8243;][vc_custom_heading sub_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb390014&#8243;]Exemples d&#8217;alguns perfils de risc[\/vc_custom_heading][vc_single_image media=\u00bb88693&#8243; media_lightbox=\u00bbyes\u00bb media_width_percent=\u00bb70&#8243; alignment=\u00bbcenter\u00bb css_animation=\u00bbbottom-t-top\u00bb animation_speed=\u00bb600&#8243; animation_delay=\u00bb300&#8243; uncode_shortcode_id=\u00bb204679&#8243;][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb65&#8243; back_image=\u00bb88660&#8243; back_repeat=\u00bbno-repeat\u00bb back_position=\u00bbcenter bottom\u00bb parallax=\u00bbyes\u00bb overlay_color=\u00bbcolor-jevc\u00bb overlay_alpha=\u00bb55&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb495815&#8243; overlay_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb75&#8243; position_vertical=\u00bbmiddle\u00bb align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb3&#8243; style=\u00bbdark\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb198145&#8243;][vc_custom_heading text_size=\u00bbh1&#8243; text_weight=\u00bb500&#8243; uncode_shortcode_id=\u00bb194657&#8243; subheading=\u00bb- George Soros\u00bb]Si invertir \u00e9s entretingut, si t&#8217;est\u00e0s divertint, probablement no estiguis guanyant diners. Les bones inversions s\u00f3n avorrides[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb4&#8243; bottom_padding=\u00bb2&#8243; back_color=\u00bbcolor-xsdn\u00bb overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; top_divider=\u00bbstep_1_2&#8243; bottom_divider=\u00bbstep_1_2&#8243; row_name=\u00bbmercados-financieros\u00bb uncode_shortcode_id=\u00bb433406&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb100&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb2&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; radius=\u00bbsm\u00bb width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb189795&#8243;][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbfontsize-155944&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_lead=\u00bbyes\u00bb sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb123998&#8243;]<span class=\"heading-text-highlight \" data-atts='{\"bg\":\"style-color-159012-bg\",\"height\":\"20%\",\"offset\":\"0.25em\",\"opacity\":\"0.25\",\"animated\":\"yes\"}'>Mercats financers<\/span>[\/vc_custom_heading][vc_custom_heading text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_lead=\u00bbyes\u00bb sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb144969&#8243;]Tipus d&#8217;actius[\/vc_custom_heading][vc_row_inner row_inner_height_percent=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; equal_height=\u00bbyes\u00bb gutter_size=\u00bb3&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb113746&#8243; css=\u00bb.vc_custom_1639739723879{margin-top: 40px !important;}\u00bb][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb104178&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_custom_heading text_size=\u00bbh3&#8243; separator=\u00bbyes\u00bb separator_color=\u00bbyes\u00bb uncode_shortcode_id=\u00bb873246&#8243; text_color_type=\u00bbuncode-palette\u00bb text_color_solid=\u00bb#ff0000&#8243; subheading=\u00bbPa\u00efsos<br \/>\nFilosofia<br \/>\nMida<br \/>\nSectors\u00bb]Renda variable[\/vc_custom_heading][vc_column_text uncode_shortcode_id=\u00bb203683&#8243;]Ets propietari duna empresa. La rendibilitat no est\u00e0 garantida. En general, les inversions de renda variable generen una rendibilitat m\u00e9s gran que les inversions de renda fixa, per\u00f2 presenten un risc m\u00e9s gran.[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb190076&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_custom_heading text_size=\u00bbh3&#8243; separator=\u00bbyes\u00bb separator_color=\u00bbyes\u00bb uncode_shortcode_id=\u00bb127507&#8243; text_color_type=\u00bbuncode-palette\u00bb text_color_solid=\u00bb#ff0000&#8243; subheading=\u00bbDurada<br \/>\nEmissor<br \/>\nQualitat<br \/>\nCup\u00f3\u00bb]Renda fixa[\/vc_custom_heading][vc_column_text uncode_shortcode_id=\u00bb131722&#8243;]Ets prestador d&#8217;una empresa o govern. Sempre que l&#8217;empresa\/govern no faci fallida, t&#8217;entreguen una taxa d&#8217;inter\u00e8s per un per\u00edode determinat i conegut i a venciment et retornen el capital inicial.[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb985469&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_custom_heading text_size=\u00bbh3&#8243; separator=\u00bbyes\u00bb separator_color=\u00bbyes\u00bb uncode_shortcode_id=\u00bb650887&#8243; text_color_type=\u00bbuncode-palette\u00bb text_color_solid=\u00bb#ff0000&#8243; subheading=\u00bbMarket global<br \/>\nGlobal Macro<br \/>\nEvent Driven<br \/>\nLong Short\u00bb]Gesti\u00f3 alternativa[\/vc_custom_heading][vc_column_text uncode_shortcode_id=\u00bb200438&#8243;]Busca obtenir retorns descorrelacionats amb el mercat. Rendibilitat ajustada a risc amb independ\u00e8ncia del comportament del mercat en general.[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb729061&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_custom_heading text_size=\u00bbh3&#8243; separator=\u00bbyes\u00bb separator_color=\u00bbyes\u00bb uncode_shortcode_id=\u00bb144492&#8243; text_color_type=\u00bbuncode-palette\u00bb text_color_solid=\u00bb#ff0000&#8243; subheading=\u00bbCapital Llavor<br \/>\nSpecial situations<br \/>\nCompra amb deute<br \/>\nBuyout\u00bb]Capital risc[\/vc_custom_heading][vc_column_text uncode_shortcode_id=\u00bb173222&#8243;]Presa de participacions temporals, a mitj\u00e0 o llarg termini, al capital d&#8217;empreses no cotitzades, per afavorir-ne el naixement, el creixement o l&#8217;expansi\u00f3.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column column_width_percent=\u00bb100&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb466375&#8243;][vc_custom_heading text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_lead=\u00bbyes\u00bb sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb142604&#8243;]Tipus de productes[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb2&#8243; bottom_padding=\u00bb4&#8243; back_color=\u00bbcolor-xsdn\u00bb overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb203577&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb141830&#8243;][vc_accordion typography=\u00bbyes\u00bb sign=\u00bbplus\u00bb active_tab=\u00bb0&#8243;][vc_accordion_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbBons i Obligacions\u00bb tab_id=\u00bb1636362152-1-76&#8243; slug=\u00bbBonos y Obligaciones\u00bb][vc_column_text uncode_shortcode_id=\u00bb291794&#8243;]Deute per a l&#8217;entitat que els emet. Solen tenir un termini determinat i una rendibilitat coneguda per endavant.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbAccions\u00bb tab_id=\u00bb1636362152-2-32&#8243; slug=\u00bbAcciones\u00bb][vc_column_text uncode_shortcode_id=\u00bb148640&#8243;]Representen una part proporcional del capital social d&#8217;una societat i, per tant, els accionistes s\u00f3n copropietaris de les empreses en proporci\u00f3 a la participaci\u00f3.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbFons inversi\u00f3\u00bb tab_id=\u00bb1636362152-2-32&#8243; slug=\u00bbFondos inversi\u00f3n\u00bb][vc_column_text uncode_shortcode_id=\u00bb182648&#8243;]\u00c9s un vehicle d&#8217;inversi\u00f3 que pot invertir en diferents classes d&#8217;actius. Consisteixen en un patrimoni format per les aportacions d&#8217;un nombre variable d&#8217;inversors, anomenats part\u00edcips[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbETFs\u00bb tab_id=\u00bb1636362152-2-32&#8243; slug=\u00bbETFs\u00bb][vc_column_text uncode_shortcode_id=\u00bb957088&#8243;]\u00c9s com un fons d&#8217;inversi\u00f3, per\u00f2 que cotitza com una acci\u00f3.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbPlans de pensions\u00bb tab_id=\u00bb1636362152-2-32&#8243; slug=\u00bbPlanes de pensiones\u00bb][vc_column_text uncode_shortcode_id=\u00bb173149&#8243;]Productes d&#8217;estalvi &#8211; inversi\u00f3 que us permet planificar un estalvi i estan pensats per disposar d&#8217;un capital o una renda en el moment de la jubilaci\u00f3.[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbEstructurats\u00bb tab_id=\u00bb1636362152-2-32&#8243; slug=\u00bbEstructurados\u00bb][vc_column_text uncode_shortcode_id=\u00bb777396&#8243;]Consisteixen a la uni\u00f3 de dos o m\u00e9s productes financers en una sola estructura. Normalment, el m\u00e9s com\u00fa sol ser un producte de renda fixa m\u00e9s un o m\u00e9s derivats.[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row][vc_row][vc_column column_width_percent=\u00bb100&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb466375&#8243;][vc_custom_heading sub_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb157672&#8243;]Diversificaci\u00f3[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row][vc_column width=\u00bb1\/1&#8243;][vc_row_inner row_inner_height_percent=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; equal_height=\u00bbyes\u00bb gutter_size=\u00bb3&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb113746&#8243; css=\u00bb.vc_custom_1639739723879{margin-top: 40px !important;}\u00bb][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb104178&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_icon icon=\u00bbfa fa-map-marker2&#8243; icon_color=\u00bbaccent\u00bb size=\u00bbfa-4x\u00bb text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb673034&#8243; title=\u00bbZones geogr\u00e0fiques\u00bb icon_color_type=\u00bbuncode-palette\u00bb]Pa\u00efsos desenvolupats<br \/>\nPa\u00efsos emergents[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb190076&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_icon icon=\u00bbfa fa-apartment\u00bb icon_color=\u00bbaccent\u00bb size=\u00bbfa-4x\u00bb text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb725221&#8243; title=\u00bbMida empreses\u00bb icon_color_type=\u00bbuncode-palette\u00bb]Grans<br \/>\nMitjanes<br \/>\nPetites[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb985469&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_icon icon=\u00bbfa fa-diamond2&#8243; icon_color=\u00bbaccent\u00bb size=\u00bbfa-4x\u00bb text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb178142&#8243; title=\u00bbEstil d&#8217;inversi\u00f3\u00bb icon_color_type=\u00bbuncode-palette\u00bb]Value<br \/>\nGrowth<br \/>\nQuality<br \/>\nDividends<br \/>\n[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; back_color=\u00bbcolor-lxmt\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/4&#8243; uncode_shortcode_id=\u00bb729061&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_icon icon=\u00bbfa fa-laptop-phone\u00bb icon_color=\u00bbaccent\u00bb size=\u00bbfa-4x\u00bb text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb120016&#8243; title=\u00bbSectors\u00bb icon_color_type=\u00bbuncode-palette\u00bb]Tecnologia<br \/>\nSalut<br \/>\nAgricultura<br \/>\n[\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb4&#8243; bottom_padding=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb172207&#8243;][vc_column column_width_percent=\u00bb100&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb466375&#8243;][vc_custom_heading sub_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb325231&#8243;]Rendibilitat[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb2&#8243; bottom_padding=\u00bb6&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb496592&#8243;][vc_column width=\u00bb1\/1&#8243;][vc_tabs history=\u00bbyes\u00bb][vc_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbRendibilitat i classes d&#8217;actius\u00bb tab_id=\u00bb1639998147-1-84&#8243; slug=\u00bbRentabilidad y clases de activos\u00bb][vc_row_inner][vc_column_inner column_width_percent=\u00bb70&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb206650&#8243;][vc_column_text text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb447206&#8243;]La renda variable \u00e9s l&#8217;actiu que m\u00e9s rendeix a llarg termini (10-12% anualitzat). Tamb\u00e9 \u00e9s el m\u00e9s vol\u00e0til.<br \/>\nLa import\u00e0ncia d&#8217;invertir. Els diners en compte corrent provoca una p\u00e8rdua de poder adquisitiu (inflaci\u00f3).[\/vc_column_text][vc_single_image media=\u00bb88704&#8243; media_lightbox=\u00bbyes\u00bb media_width_percent=\u00bb100&#8243; alignment=\u00bbcenter\u00bb uncode_shortcode_id=\u00bb103968&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][vc_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbHoritz\u00f3 temporal\u00bb tab_id=\u00bb1639998147-2-76&#8243; slug=\u00bbHorizonte temporal\u00bb][vc_row_inner][vc_column_inner column_width_percent=\u00bb75&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb881879&#8243;][vc_column_text text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb112408&#8243;]La import\u00e0ncia del termini a les inversions. Amb un horitz\u00f3 temporal llarg, es minimitza el risc de p\u00e8rdua. A llarg termini, el risc de p\u00e8rdua es redueix pr\u00e0cticament a zero.<br \/>\n<b><\/b><\/p>\n<p><b>Risc de p\u00e8rdues bors\u00e0ries en el temps (1926 \u2013 2017) <\/b>[\/vc_column_text][vc_single_image media=\u00bb88707&#8243; media_lightbox=\u00bbyes\u00bb media_width_percent=\u00bb100&#8243; uncode_shortcode_id=\u00bb742184&#8243;][vc_column_text text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb124351&#8243;]Aquesta gr\u00e0fica mostra com a major termini disminueix el risc i la dispersi\u00f3 de la rendibilitat.<br \/>\nPer exemple, una cartera 50% renda fixa i 50% renda variable ha obtingut de mitjana, a 10 anys, una rendibilitat del 7%.[\/vc_column_text][vc_single_image media=\u00bb88706&#8243; media_lightbox=\u00bbyes\u00bb media_width_percent=\u00bb100&#8243; uncode_shortcode_id=\u00bb445099&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][vc_tab gutter_size=\u00bb2&#8243; column_padding=\u00bb2&#8243; title=\u00bbInter\u00e8s compost\u00bb tab_id=\u00bb1639999553053-2-1&#8243; slug=\u00bbInter\u00e9s compuesto\u00bb][vc_row_inner][vc_column_inner column_width_percent=\u00bb70&#8243; align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb250169&#8243;][vc_custom_heading sub_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb928573&#8243; text_color_type=\u00bbuncode-palette\u00bb text_color_solid=\u00bb#ff0000&#8243; subheading=\u00bbL&#8217;inter\u00e8s compost \u00e9s aquell que se suma al capital inicial i sobre el qual es van generant nous interessos. Els diners, en aquest cas, tenen un efecte multiplicador perqu\u00e8 els interessos produeixen nous interessos.<\/p>\n<p>A tall d&#8217;exemple, podr\u00edem pensar en la inversi\u00f3 com una bola de neu caient des del cim d&#8217;una muntanya i fent-se cada cop m\u00e9s gran. La bola de neu al principi seria la teva inversi\u00f3 inicial, i tota la neu que es va afegint i atraient m\u00e9s neu seria l&#8217;inter\u00e8s compost.\u00bb]La import\u00e0ncia de l&#8217;inter\u00e8s compost[\/vc_custom_heading][vc_single_image media=\u00bb88709&#8243; media_lightbox=\u00bbyes\u00bb media_width_percent=\u00bb100&#8243; uncode_shortcode_id=\u00bb836229&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][\/vc_tabs][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb50&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb0&#8243; top_padding=\u00bb5&#8243; bottom_padding=\u00bb0&#8243; back_color=\u00bbcolor-rgdb\u00bb overlay_alpha=\u00bb50&#8243; equal_height=\u00bbyes\u00bb gutter_size=\u00bb0&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb289174&#8243; row_name=\u00bbparticulares\u00bb back_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_use_pixel=\u00bbyes\u00bb position_vertical=\u00bbmiddle\u00bb align_horizontal=\u00bbalign_right\u00bb gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb4&#8243; style=\u00bbdark\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/2&#8243; column_width_pixel=\u00bb528&#8243; uncode_shortcode_id=\u00bb158548&#8243;][vc_custom_heading sub_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb699188&#8243; subheading=\u00bbLa difer\u00e8ncia entre comen\u00e7ar als 25 o als 35. invertint 5.000 \u20ac anuals al 5%, capital final 639.000 \u20ac vs 354.000 \u20ac.\u00bb]Quan abans comencis a invertir, millor[\/vc_custom_heading][\/vc_column][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/2&#8243; mobile_height=\u00bb340&#8243; uncode_shortcode_id=\u00bb518165&#8243;][vc_single_image media=\u00bb88581&#8243; media_lightbox=\u00bbyes\u00bb media_width_percent=\u00bb75&#8243; media_ratio=\u00bbone-one\u00bb uncode_shortcode_id=\u00bb164987&#8243;][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb50&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb0&#8243; top_padding=\u00bb0&#8243; bottom_padding=\u00bb5&#8243; back_color=\u00bbcolor-rgdb\u00bb overlay_alpha=\u00bb50&#8243; equal_height=\u00bbyes\u00bb gutter_size=\u00bb0&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; inverted_device_order=\u00bbyes\u00bb uncode_shortcode_id=\u00bb187778&#8243; row_name=\u00bbparticulares\u00bb back_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/2&#8243; mobile_height=\u00bb340&#8243; uncode_shortcode_id=\u00bb127034&#8243;][vc_single_image media=\u00bb88582&#8243; media_lightbox=\u00bbyes\u00bb media_width_percent=\u00bb75&#8243; media_ratio=\u00bbone-one\u00bb alignment=\u00bbright\u00bb uncode_shortcode_id=\u00bb201466&#8243;][\/vc_column][vc_column column_width_use_pixel=\u00bbyes\u00bb position_vertical=\u00bbmiddle\u00bb gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb4&#8243; style=\u00bbdark\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/2&#8243; column_width_pixel=\u00bb528&#8243; uncode_shortcode_id=\u00bb186630&#8243;][vc_custom_heading sub_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb217866&#8243; text_color_type=\u00bbuncode-palette\u00bb text_color_solid=\u00bb#ff0000&#8243; subheading=\u00bbPassats 40 anys, i amb una inflaci\u00f3 del 2% anual, 100.000 \u20ac es converteixen en 45.000 \u20ac.<br \/>\nEls diners al compte corrent van perdent el seu valor any a any.\u00bb]Impacte de la inflaci\u00f3 al poder adquisitiu. <em>La import\u00e0ncia de posar a treballar els teus diners<\/em>[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb65&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb4&#8243; bottom_padding=\u00bb4&#8243; back_color=\u00bbcolor-rgdb\u00bb back_image=\u00bb88607&#8243; back_repeat=\u00bbno-repeat\u00bb back_position=\u00bbcenter center\u00bb parallax=\u00bbyes\u00bb overlay_color=\u00bbaccent\u00bb overlay_alpha=\u00bb70&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb171694&#8243; back_color_type=\u00bbuncode-palette\u00bb overlay_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb75&#8243; position_vertical=\u00bbmiddle\u00bb align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb3&#8243; style=\u00bbdark\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb500808&#8243;][vc_custom_heading text_size=\u00bbh1&#8243; sub_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb110952&#8243; subheading=\u00bbLes decisions financeres i econ\u00f2miques s\u00f3n preses per persones, de manera racional o irracional, i aquestes decisions tenen una repercussi\u00f3 directa o indirecta en els agents econ\u00f2mics. El behavioral finance \u00e9s la ci\u00e8ncia que explica els diferents comportaments econ\u00f2mics dels inversors.\u00bb]<strong>Behavioral finance<\/strong>o psicologia financera[\/vc_custom_heading][vc_custom_heading uncode_shortcode_id=\u00bb156491&#8243;]\u201cS&#8217;ha demostrat que el 90% de les decisions financeres s\u00f3n emocionals i nom\u00e9s un 10% s\u00f3n racionals\u201d[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb2&#8243; top_padding=\u00bb7&#8243; bottom_padding=\u00bb7&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; top_divider=\u00bbstep_1_2&#8243; bottom_divider=\u00bbstep_1_2&#8243; uncode_shortcode_id=\u00bb936702&#8243; shape_dividers=\u00bb\u00bb][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb2&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; radius=\u00bbsm\u00bb width=\u00bb1\/2&#8243; uncode_shortcode_id=\u00bb840988&#8243;][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh1&#8243; text_height=\u00bbfontheight-357766&#8243; text_space=\u00bbfontspace-781688&#8243; sub_lead=\u00bbyes\u00bb sub_reduced=\u00bbyes\u00bb css_animation=\u00bbcurtain\u00bb animation_delay=\u00bb200&#8243; uncode_shortcode_id=\u00bb843939&#8243;]<span class=\"heading-text-highlight \" data-atts='{\"bg\":\"style-color-159012-bg\",\"height\":\"20%\",\"offset\":\"0.25em\",\"opacity\":\"0.25\",\"animated\":\"yes\"}'>A CAPITAL CARE t&#8217;ajudem a\u2026 <\/span>[\/vc_custom_heading][\/vc_column][vc_column width=\u00bb1\/2&#8243;][uncode_list larger=\u00bbyes\u00bb icon=\u00bbfa fa-check\u00bb icon_color=\u00bbaccent\u00bb uncode_shortcode_id=\u00bb144842&#8243; icon_color_type=\u00bbuncode-palette\u00bb]<\/p>\n<ul>\n<li>Establir una relaci\u00f3 equilibrada entre inversions i emocions.<\/li>\n<li>Entendre el sentit de la riquesa individual fent servir la psicologia financera.<\/li>\n<li>Interpretar els veritables interessos o necessitats pels quals fem determinades coses o prenem determinada decisi\u00f3 mitjan\u00e7ant eines de coaching financer<\/li>\n<li>Con\u00e9ixer quina part de la nostra decisi\u00f3 es basa en l&#8217;instint irracional i quina part se sustenta en una an\u00e0lisi racional.<\/li>\n<li>Entendre el proc\u00e9s de la presa de decisions.<\/li>\n<li>Acceptar la incertesa com a risc impl\u00edcit en les decisions.<\/li>\n<li>Raonar qu\u00e8 ens porta a seleccionar una inversi\u00f3 davant una altra.<\/li>\n<li>Gestionar les expectatives de rendibilitat.<\/li>\n<li>Gestionar les emocions que ens produeix la volatilitat dels actius financers.<\/li>\n<\/ul>\n<p>[\/uncode_list][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_height_percent=\u00bb100&#8243; back_image=\u00bb88550&#8243; parallax=\u00bbyes\u00bb kburns=\u00bbyes\u00bb overlay_color=\u00bbcolor-159012&#8243; overlay_alpha=\u00bb35&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; uncode_shortcode_id=\u00bb248319&#8243; overlay_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb60&#8243; position_vertical=\u00bbmiddle\u00bb align_horizontal=\u00bbalign_center\u00bb gutter_size=\u00bb1&#8243; style=\u00bbdark\u00bb overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-89109","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages\/89109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/comments?post=89109"}],"version-history":[{"count":11,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages\/89109\/revisions"}],"predecessor-version":[{"id":89120,"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/pages\/89109\/revisions\/89120"}],"wp:attachment":[{"href":"https:\/\/capitalcare.es\/ca\/wp-json\/wp\/v2\/media?parent=89109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}